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Market News 

       U.S. Treasury Secretary Henry Paulson said on Thursday that financial markets are starting to regain their equilibrium and signaled a willingness to work with Democrats on a federal mortgage guarantee plan.

The Treasury chief also announced that Americans will begin receiving tax rebates on Monday -- ahead of schedule as emphasis shifts to getting a $152-billion stimulus into place quickly to try to keep a flagging economy from deteriorating further.

"You can point to plenty of signs that say the markets aren't functioning as normal, but I see progress," Paulson insisted, providing a more upbeat assessment of credit market conditions than he has in other recent remarks. "I think the progress has been driven by, first of all, time, and markets making progress at reassessing risk."
Today's Rates
Product              Rate              APR
3/1ARM                          *5.125%               *5.203%
5/1 ARM                         *5.375%               *5.460%
15 Yr. Fix.                       *5.625%              *5.710%
30 Yr. Fix.                       *6.000%              *6.078%